Threema
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Points
User-generated content is encrypted, and this service cannot decrypt it
Content generated by the users is end-to-end encrypted, in a way that it can't be accessed by anyone unauthorised, and even the service has no technical means to decrypt it.IP addresses of website visitors are not tracked
The Service disclaims that IP adresses from users are not collected (or anonymized) nor shared.The service is open-source
The code of the software is open-source and the users can have access to the source code.
This service has a no refund policy with some exceptions
Payments can be refunded if some requirements are fulfilled.You are prohibited from sending chain letters, junk mail, spam or any unsolicited messages
Users are not allowed to use the service for chain letters, junk mail, spamming or any other distribution of content to people who have not agreed to receiving it.You agree not to use the service for illegal purposes
The user agrees not to commit any unlawful acts through the use of the website, including the posting of illegal content or messaging.The court of law governing the terms is in Switzerland
The Terms are governed by the applicable laws of a jurisdiction (specified in the title of each point by replacing the "X").